How Homeowners Insurance Works When You’re Working from Home

The homeowners policy was designed to insure personal risks, not business risks. For this reason, virtually all coverage for business property and liability is explicitly excluded in the homeowners policy. Very limited property coverage is included for business personal property. The limit usually ranges between $1,000 and $2,500 if the

Sarah Osborne, author of the Ditie Brown Mystery Series

I recently sat down with Sarah Osborne to discuss cozy mysteries, pantsing versus plotting, and her take on writing the first draft so many writers dread. You can: Listen to the podcast episode here View an excerpt of the interview on YouTube here Visit Sarah online at: https://doctorosborne.com/ The most

Elder Abuse: Be Silent No More

I’ve conducted a lot of research into the topic of elder abuse. I’ve also developed and written some insurance continuing education courses on the subject as well, as it pertains to financial fraud. Here is another person’s take on senior financial exploitation, a despicable form of elder abuse. This account