Book Babble and Insurance Payoff

Learn all about Lindaland and my two new monthly get-togethers: Book Babble and Insurance Payoff. If you’re a writer or insurance professional, why don’t you join me?

Looking Backward

The past couple of years have been a time of discovery for me, as I stepped away from working full-time in the insurance industry. Now, I’m spending my time:

  • Writing. I finished one novel and am working on another. I’ve also written several short stories and a few insurance textbooks.
  • Teaching live insurance continuing education webinars 3 days a week for BetterCE.
  • Offering training/consulting services.

I gained some podcasting experience during this time, and you can find short videos on YouTube at Taking the Mystery out of Insurance and The Writer’s Voice playlist. I also created and hosted Craft Chat, a live monthly video meeting where unpublished members of our writer’s organization met with me and another published writer to ask their questions about the craft of writing.

This coming October I’ll celebrate my 50th year working in the insurance industry, and 2024 marks my 18th year as a published writer. These two industries I love have provided me with the ability to support myself and my family while also allowing me a creative outlet and the ability to realize a personal dream.

The Here and Now

Now that I have some time on my hands, I fully intend to have fun and I invite you to join me!

What I liked most about my podcasts and Craft Chat were the interactions with people who share my interests. Sharing our unique perspectives and experiences was uplifting and, in many cases, inspirational.

What I liked least was the technical work bringing the podcast conversations to a finished product and limiting my Craft Chat participants to members of my writer’s organization.

To use an old Romper Room saying, I put my thinking hat on. Then, I grabbed the magic wand my friend Lois McElravy gave me, waved it over my head, and promptly came up with two brilliant ideas. (Okay, I admit, there was more to the process than that!)

Moving Forward

I’m now hosting two monthly Zoom meetings at Lindaland: Book Babble and Insurance Payoff. Regardless of which meeting you attend, the setting is one for us to gather, chat freely about topics of interest/concern to us, and support each other.

  • Book Babble – for writers of all genres, published and unpublished
  • Insurance Payoff – for insurance professionals

I also envision these meetings as offering potential matchmaking opportunities. No, not for romance, silly! But for:

  • Writers who want to connect with possible beta readers, critique partners, and other writers who can help with those craft challenges.
  • Insurance professionals who are seeking access to new markets, refreshing sales ideas, and other industry representatives who can broaden their horizons.

For more information visit Lindaland on my website.

I am a Tiger

I am a tiger

I am a tiger: lyng lazily in my cage, watching life march by.

  • Soft and cuddly, warm and furry, colorful and bold – catching your eye.
  • Lumbering and slow, yet fleet and fast when in danger.
  • Pacing back and forth, twitching my tail, impatient in anger.
  • Loud and fierce, roaring in pain, scaring you away.

I am a tiger: dozing lazily in my cage, keeping life at bay.

Writing Exercises

blue orange black green white adidas soccer ball on green field

Last week, I mentioned I’ve been dabbling in flash fiction as part of my regular writing exercises. This week, I’m on a roll creating short pieces using prompts. This piece is the quick result of using the following five words/phrases: soccer ball, sidewalk, car, blanket, hot coffee.

At this moment, I’d rather do anything than chase a soccer ball around a field, kicking at opponents and crashing into teammates.

Sidewalks are much more conducive to civilized ambulation than grassy fields are. Who in his right mind wants to dash around beneath the scorching sun–on display like an energetic version of a roasted chicken on a spit at the grocery store? Yes, instead of turning in at the gates, I believe I’ll stroll past the field today and engage in a more cultured form of exercise.

Hmm. Now that I’ve decided to play hooky, I think I’ll bundle myself up in the back seat of a car–complete with a flannel blanket and a cup of hot coffee–and allow myself to be chauffeured to the beach instead.

–Pele, on a bad day

What writing exercises do you use?

Flash Fiction and Short Stories

a drink in a glass with green leaf

My hiatus from blogging is now at an end, thank goodness, and I’m dabbling in different types of writing–including flash fiction.

Since November, when my life got a little crazy for a while, I completed a novel and sent it off to a number of agents and publishers. It’s receiving good reviews but not good enough to convince a publisher to buy. Yet.

I’ve begun a new novel, have returned to writing short stories, and am having a lot of fun creating flash fiction. I’ll be submitting some of the shorter pieces to publishers and sharing others here on my blog.

Here’s the first installment of flash fiction. I used a prompt for this piece, which included writing for a total of 10 minutes: 2 minutes each for:

  • A mint
  • A flower
  • A pair of shoes
  • A calendar
  • A phone

Tea Party

The tea tasted awful–like the spearmint leaf floating on top had been soaked in motor oil before being brewed–acrid and brown rather than perky and green.

Perhaps Lorna had allowed the plant to flower, sucking from the herb most of its tingly flavor and imbuing it, instead, with a tang reminiscent of a pair of shoes worn without socks in the middle of summer.

I pulled up the calendar app in my phone and entered a note: Do NOT revisit Lorna’s house for refreshments.

Creating Conflict and Strong Characters

create conflict and strong characters

Every writer struggles with creating conflict and strong characters–stories and protagonists our readers can identify with and root for. In fiction, perfection is boring and Trouble is king.

What Conflict and Strong Characters are All About

Newbie writers are always told to ensure their stories contain conflict. But what is conflict and how does one create it?

According to the dictionary, conflict is incompatibility. It’s disagreement or disharmony. The best explanation I’ve heard about how to write conflict is contained in Lawrence Block’s Telling Lies for Fun and Profit.

… you have to be your lead character’s best friend and worst enemy all at the same time. You need to send your hero on a walk through the woods. Then you have a bear chase him. You let him climb a tree. You chop the tree down. The bear chases him into the river. He grabs onto a log. It turns out to be an alligator. He grabs a floating stick and uses it to jam the beast’s jaws open. You give the bear a canoe and teach it how to paddle–

Block also says, “Fiction is just one damned thing after another” and, boy, does he have that right.

Who wants to read about a perfect character living a perfect life without the imperfection of interference? Not me. First of all, it’s not realistic. Second of all, although it’s what we say we want, I suspect living a perfect life is one of those things my mother was referring to when she said Be careful what you ask for.

What makes a book or story interesting is how characters navigate trouble, solve their problems, cope in the midst of chaos, stay cool under pressure, and smile with gritted teeth through the biggest failures of their lives. The aftermath of the trouble, problems, chaos, stress, and challenges is what really matters: how they changed and shaped the character.

What Conflict and Strong Characters Looks Like

Conflict wears many faces: Danger. Disturbance. Grief. Misfortune. Suffering. Heartache. Torment. Battles. Contests. Clashes.

Transport a city girl wearing a silk suit and four-inch heels to a dirt road in a rural setting. Immediate conflict. Then let the thunder and lightning begin…

Make the heroine an insurance adjuster and the hero the head of a stolen car ring. Instant conflict. Especially when the hero’s occupation is revealed right after they first make love.

Let’s say your main character just made partner at his architectural firm and beat out his competition because he’s a family man. Three weeks later his wife files for divorce and leaves town with their children. Talk about conflict.

Not only do the preceding examples contain conflict, they raise questions. Lots of questions. Unanswered questions create tension and suspense–which compounds the conflict.

To escalate matters, you can toss in a ticking time bomb–that deadline each protagonist faces before the excrement hits the fan. You can reveal that secret, the one that represents the protagonist’s biggest fear, the one the character must face before the ticking time bomb explodes. My personal favorite involves dialogue: the words that can’t be unsaid or the unsaid words that should have been spoken.

Character flaws are also a good tool to use. Doesn’t matter if characters are unaware of their flaws or if they know full well what flaws they have and simply can’t help themselves from messing up. Over and over again. The reader wonders: Will the character ever figure things out? If so, how? When?

Unanswered questions equal tension and suspense. Postpone giving answers. Or only provide partial answers. Or ask more questions before answering previous questions. Layer the tension and suspense with conflict, and you’re on the right track.

What Enhances Conflict and Strong Characters

Perspective

People come in all shapes and sizes, and with an endless variety of opinions. What good, from the perspective of conflict, is a character who keeps her opinions to herself? You guessed it: none.

But toss in a character with strong opinions, one who doesn’t hesitate to share them. Often. And loudly. No matter where she is.

Instant conflict.

This character doesn’t have to be the protagonist. In fact, this character has the potential to cause endless trouble and chaos if she isn’t the protagonist.

The Underdog

A power imbalance creates instant conflict. There’s little in life that’s more satisfying than the longshot beating the favorite in a competition. Davey and Goliath. Jack and the Beanstalk. Underdog and Simon Bar Sinister.

The Deep, Dark Secret

We all have secrets, past actions or words we fear will reflect poorly on us when the old spotlight shines down. Infidelity, embezzlement, and assault can have serious repercussions if they’re uncovered. But then again, so can undisclosed pregnancies, thoughtless comments, and poor decision-making.

What makes secrets such a great element of a good story is that we can use them in a variety of ways. Readers can know a secret the protagonist doesn’t know. Protagonists can know secrets that, if revealed, will result in death–either physically or emotionally. Multiple characters can share a secret, one that simply can’t be exposed without dire consequences.

The most important thing about using secrets is to reveal them at the worst possible time.

Choices

One final tool that helps create conflict and strong characters is giving the protagonist two options–one just as bad as the other. What a terrific way to force the protagonist to grow and develop. Option A is lousy. Option B downright sucks. Which forces the protagonist to dream up Option C.

For example, the protagonist receives a call from his brother, who just crashed his car into a tree. The protagonist arrives at the scene and realizes his brother is intoxicated. If the brother is arrested for another DUI, he’ll go to jail, so he begs the protagonist to tell the police he was driving. Clearly, neither option is ideal. Which option will the protagonist choose? Or will you, the director of the scene, be clever enough to come up with another option … one that startles your readers after drawing the tension out unbearably?


Feel free to share your thoughts and ideas about creating conflict and strong characters.