Linda McHenry

Category: Insurance

  • 10 Toughest State Laws re: Texting and Driving

    Texting is a form of risky, or distracted driving. Experts say that when you’re sending or receiving a text, the average length of time your eyes are off the road is 5 seconds.

    Five seconds doesn’t sound like a long time. And maybe it isn’t. But taking your eyes off the road for 5 seconds while you text is the equivalent of driving your car at 55 mph, the entire length of a football field … blindfolded!

    The National Highway Traffic Safety Administration (NHTSA) has a webpage devoted to Risky Driving, just in case you’re interested in statistics about any of the following activities: distracted driving, drowsy driving, speeding, seat belt use, or driving while under the influence of drugs or alcohol.

    Here’s a link to a recent article that lists the 10 states with the toughest texting while driving laws: https://bit.ly/38BqlNg

     

  • Drones: Do You Know the New Rules?

    If you own a drone, you should know the FAA has rules and regulations that require virtually all drones to be registered. Regardless of whether your drone needs to be registered, it needs to comply with regulations concerning flight in the National Airspace System.

    Are you flying a drone for recreational purposes? As a modeler? For business? Everything you need to know about drone registration and requirements can be found on the FAA’s website by clicking here. Keep in mind that rules have been changing rapidly.

    In fact, one of the most recent rule changes relates to ADS-B technology. Automatic Dependent Surveillance-Broadcast systems use GPS, avionics, and a network of ground stations to more accurately position aircraft while in flight. It also provides a larger coverage are than radar does. Beginning January 1, 2020, all aircraft flying in most controlled airspace is required to be equipped with ADS-B technology. For more information about that, click here.

    If you fly a drone, you should make sure you’ve checked with your homeowners’ or business insurance carrier to make sure you policy provides the liability coverage you need. Although your policy may provide property coverage for your drone, it will NOT provide coverage for any drone used in business unless you have purchased it. In addition some business owners will find that their carriers have added liability exclusions for drones.

  • April newsletter, Insurance Tidbits, now available online

    My April newsletter is now available online. The topics include A Little Lesson About Cannabis and Ridesharing versus Car-Sharing.

  • May Webinar Schedule Available

    To view the new webinar dates on my schedule, either click here or click on the Calendar or Insurance links at the top of the website to see my CE Webinar Schedule.

  • I am Back!


    Just a quick post to let you know I have not fallen off the face of the earth. The month of April brought that horrible stomach flu to my household and had us all laying low for nearly two weeks.

    Fortunately, the bug released its grip in time for us to head out to Florida on vacation, as planned, and for me to enjoy my birthday and Easter.

    I’ll be releasing my April Insurance Tidbits newsletter before the end of the month, along with my quarterly writing newsletter, Get it Write.In addition, my May webinar schedule will be posted tomorrow!