Prepare for Hurricane Season

In this week’s podcast episode, I talk about how insurance agents can help their policyholders prepare for hurricane season. Here are a few excerpts from the podcast, along with resources that appear at the end of the post:

Did you know?

  • Hurricane season begins on June 1 in the Atlantic and on May 15 in the Eastern Pacific. In all locations, it ends on November 30.
  • The biggest threat during a hurricane is storm surge–especially at high tide.
  • The National Weather Service reports that the number of hurricanes keeps growing each year.
  • During high winds, the 4 biggest areas of weakness in any building are its roof, windows, entrance doors, and garage doors.
  • Not all property insurance policies provide coverage for wind–especially in coastal states.
  • NO standard property insurance policies provide coverage for storm surge caused by a hurricane–because, in most states, it is considered a form of flood–which is an excluded peril.

For more information, listen to the entire podcast, which can be found at: https://episodes.castos.com/5e6ccb9ab4cf97-55025247/TMoI-Ep-16-Aug-4-Prepare-Hurricane-Seaxon.mp3

Resources:

Ready.Gov Hurricanes: https://www.ready.gov/hurricanes

NOAA Hurricanes: https://www.noaa.gov/education/resource-collections/weather-atmosphere/hurricanes

National Weather Service Hurricane Safety: https://www.weather.gov/safety/hurricane

Webpage with database of disaster declarations by state: https://www.fema.gov/disasters/

DHS’ DisasterAssistance.gov website: https://www.disasterassistance.gov/

SBA disaster loans: https://disasterloan.sba.gov/ela/Home/Questions

NFIP/FEMA Hurricane Season: https://agents.floodsmart.gov/pacifichurricaneseason

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